The friction costs more than the fraud
Maria graduated top of her bootcamp cohort in Quezon City. She applies to a Singapore fintech, and then the clock starts.
Tuesday
Maria applies. Employer emails the school to confirm the certificate.
14–21 days
Verification drags. 32% of candidates misrepresent. Background checks cost $30–$75 each.
Three weeks later
Role filled by a candidate who didn’t need verifying. Maria loses a job she earned.
The certificate is real. The problem is that proving it costs more than hiring around it.